Pricing that helps you grow
No settlement fees. No hidden costs. No penalties. And pay less the more you grow.
Sign up nowOwn your card machine
There’s no renting a card machine for the rest of your life with Yoco. Buy it once-off and it’s yours.
Pricing built for you
When it comes to transactions, you only pay when you get paid. Nothing hidden or recurring. Ever.
We help you grow
Your fees drop the more you transact. And high-turnover businesses get custom rates.
Clear and consistent pricing
No settlement fees. No hidden costs. No penalties. And no monthly data costs.
Core
Our standard pricing for businesses that transact less than R200,000 per month.
Transaction rate
2.95%
ex. vat
*For local in person rates only
- Expert supportStandard
- Unlimited 4G dataIncluded
- Payout time1 business day
- Settlement feeIncluded
- Connectivity feeR49/month
Pro
Our premium pricing for businesses that transact more than R200,000 per month. Get custom low rates, dedicated account managers, switching support, device discounts and more.
Custom Pricing
Eligibility applies*
- Expert supportPremium
- Unlimited 4G dataIncluded
- Payout time1 business day
- Settlement feeIncluded
- Connectivity feeIncluded
- Device discount30%
Comparing fees?
Make sure that you’re comparing all of them.
YOCO | |||
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Banks | Other providers | YOCO | |
Transaction fee | |||
Cancellation fee | |||
Subscription fee | |||
Settlement fee | |||
Refund fee | |||
Monthly rental | |||
Account fee | |||
Data fee | |||
Delivery fee |
Just getting started with card payments?
Yoco Go Starter
Try card payments for the first time with SA’s favourite card machine.
No fees for 3 months*
Zero transaction fees for the first 3 months, or up to R5,000 in sales.
R749 once-off
Plus access to the Yoco App, online payments and more tools to grow.
The stuff you don’t pay for
Transaction fees breakdown
All transaction fees are ex. VAT
In-person
local | ||||||
---|---|---|---|---|---|---|
Monthly transaction volume through Yoco | In-person
local | In-person
intl | In-person
AMEX | Online
local | Online
intl / AMEX | Online
Yoco EFT |
R0 - R100,000* | 2.70% | |||||
R100,000 - R200,000* | 2.50% | |||||
R200,000+ | Custom |
*Connectivity fee - R49 per card machine per month
Yoco Fees FAQs
Visit Help Centre01
Why are your transaction fees higher than banks?
We can’t always beat the competition on rates. But that’s because they’re getting their money from you in other ways. We charge (on average) slightly higher than the banks because the only compulsory fee you pay with Yoco is the transaction fee. Nothing hidden, nothing recurring.
02
Why are online fees higher than in-person fees?
Around the world, online transactions cost 0.5% more than card machine fees. To offset this, you can combine your card machine and online transaction totals to get even lower fees for both.
03
Do my fees really go down as my transaction volume increases?
Yes. After 3 months of using Yoco payments, we automatically lower your transaction fees if you are eligible. This is based on your latest transaction volumes, and once your fees go down, they never go up again.
04
What about monthly fees or minimum transaction fees?
With Yoco, the only thing you pay is a once-off fee for the card machines and a small transaction fee per sale. No contracts, no monthly fees, no rent and no minimum transaction fee.