Get a Yoco

Make Payday Everyday
Fast, Simple Card Payments

Love payday? Why not make it payday every day? You can.

Entrepreneurs and business owners across South Africa use Yoco to accept card payments, grow their business and make more money.

Sign Up For Yoco

How Yoco Helps

Transaction Rates

Our transparent transaction rates get lower the more you transact. There are no contracts, no monthly rental fees, no admin fees, no installation fees, no settlement fees, no penalty fees, nor are there any additional fees for SMS, email receipts sent or transferring bank charges.

Note. 1) Rates are quoted excluding VAT.
2) Credit card transactions have a minimum charge of R1.50 excluding VAT.
3) All new customers start at 2.95% ex VAT unless agreed upon before hand.
4) Transaction fees are calculated and lowered automatically over a rolling 3 calendar month period.
Monthly Card Volume Transaction Rate
R0 - R20,000 2,95% ex VAT
R20,000 - R40,000 2,85% ex VAT
R40,000 - R60,000 2,75% ex VAT
R60,000 - R80,000 2,65% ex VAT
R80,000 - R100,000 2,60% ex VAT
R100,000 + Get a custom low rate

Which card reader to buy?

Swipe, Chip and Pin and soon also Tap. It's not just the easier, but also the smarter way for any business to accept card payments in South Africa.

Yoco Wireless Pro
Yoco Wireless Pro
R 2,799.00
R 2,799.00
R 2433.91. ex VAT
Weekly instalments
 R 230.54/week
for 16 weeks (total payable R3,688.70)
Yoco Wireless Lite
Yoco Wireless Lite
R 1,799.00
R 1,799.00
R 1 564.35 ex VAT
Weekly Instalments
R 149.29/week
for 16 weeks (total payable R2,388.70)
Yoco Wireless Lite
Yoco Wireless Lite
Yoco Wireless Pro
Yoco Wireless Pro
International and local Visa and Mastercard supported
Compatible with iOS and Android devices
All day battery life
Suitable for high traffic environments
NFC Tap Payments Enabled (coming soon)
Compatible Charging Stand and Lanyard.
Accessories sold separately.

Free Apps for your business

Yoco App Displayed On Mobile Devices

Point of Sale App

Our card readers work seamlessly with our free iOS and Android point of sale app.  Checkout customers with ease and manage your store wherever you go.

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Free Payments App

Business Portal

Our free Business Portal gives you real-time insight into your sales and business growth. You get the power of a premium solution at no extra cost.

Learn more
Yoco Free Business Portal App Displayed On Device

No monthly fees or
fixed contracts

Focus on your business and we’ll be here to deliver exceptional products, solutions and support. Whether you’re just starting out or processing millions we’ll have your back.

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Yoco Merchant

The Yoco Family is more than 25,000 strong and growing.

Kafui Naturals

Kafui NaturalsKafui Awoonor
“Get a Yoco. Whether it's cash or card transactions, I'm always covered.”

Gcobani Barista Cup

Truth CoffeeDavid Donde
"Yoco has changed the way we do things at Truth...Integration between our POS and Yoco has been seamless, if you don’t integrate you are wasting your time."

Mbali Rose

Mbali Rose Hair
Hlobsile Manana
“I couldn't run my business without Yoco. I love the functionality and user-friendly nature of the app."

Read testimonials from businesses that use Yoco
South African businesses that accept Credit Cards with Yoco